Buyers Roadmap

DECIDING TO BUY 

Purchasing a property is most likely the biggest financial decision you will ever make.  Whether this is your first purchase or you are an experienced buyer, this decision must be made carefully.

1.  Why Do You Want To Buy? 
    Are you tired of paying rent?  Have you decided to pay your own mortgage and  
    not your landlord's?  Have you outgrown your current home?  Are you looking for an
    investment portfolio?  Are you looking for a rental property?  Would you like a
    larger yard?  Would you rather live in a different area?  Do you want to shorten your
    commute?  Having a clear sense of your reasons for buying will help you choose the
    right property.

2.  Has Your Income Grown? 
    Property ownership is an excellent investment; whether you are looking for your
    dream home, a rental property, or to expand your investment portfolio.  Owning
    real estate is one of the least risky ways to build equity or to obtain a greater return
    on your initial investment.

3.  Can You Afford to Buy?
    Experts recommend spending between 25-35% of your income on housing. The tax
    benfits of home ownership can provide a considerable advantage over renting.