Buyers Roadmap

PREPARATION

Before you start shopping for your property, it is a good idea to make some preparations.

1. Build Your Green File
A green file contains all your important financial documents. You will need it to

secure financing for your property. The typical green file should contain:

Financial statements
Bank accounts
Investments
Credit cards
Auto loans
Recent pay stubs
Tax returns for two years
Copies of leases for investment properties
401K statements, life insurance, stocks, bonds, and mutual account information.

2.   Check Your Credit Rating
        Your credit score will have a huge impact on what type of property you can
        buy, and at what price. It is first recommended to check your credit rating with an
        experienced lending institution so that we can determine what you can afford.
        The lender will research your credit ratings from the three credit reporting
        agencies Equifax, Experian and Trans Union. We will be happy to recommend
        experienced, knowledgeable lenders in the residential, construction, and
        commercial and investment real estate fields.

3. Be Careful With Your Finances
       Now is not a good time to make sudden career changes or large purchases.
       You want to approach your property purchase from a position of financial stability.

For more information and for any additional questions, please feel free to contact
me at any time.